About UOBUnited Overseas Bank Limited (UOB) is a leading bank in Asia with a global network of more than 500 branches and offices in 19 countries and territories in Asia Pacific, Europe and North America. In Asia, we operate through our head office in Singapore and banking subsidiaries in China, Indonesia, Malaysia and Thailand, as well as branches and offices. Our history spans more than 80 years. Over this time, we have been guided by our values – Honorable, Enterprising, United and Committed. This means we always strive to do what is right, build for the future, work as one team and pursue long-term success. It is how we work, consistently, be it towards the company, our colleagues or our customers.Job Description
Designing, Implementing and monitoring collection strategies to ensure they are effective and optimal
Ensuring good performance of Loss mitigation programs
Ensuring compliance to Credit Policy for loss mitigation programs and collection strategies
Monthly and yearly loss forecasting and developing strategies to ensure loss plans are met
Calculating IFRS9 and US CECL Reserve computations in line with policies and suggest management overlays to reserve
Annual ICAAP base and stress loss computation
Represent Risk Management in BOT/Industry forums and also for interactions with BOT on collection, loss mitigation and reserves
Conducting / forecasting on Credit Loss and Loan Loss Reserves across unsecured products based on Macro-Economicoutlook and assumption through appropriated models that to support internal business annual/monthly financial outlook.
Develop initiative involves a particular focus on credit loss forecasting, reserve as well as stress testing models.
Work closely with Risk Modeling with respect to model development, validation and enhancements
Primary contact for interactions with Risk Modeling, Independent Risk oversight, Capital Planning, Auditor and Regulators
Convert business requirements into modeled solutions, enhancing efficacy and generating insights
Seek out opportunities for model improvements, collaborate on model re-calibrations, and re-fits when business dynamics change
Visualize insights, performance, and trends in inputs/outputs for effective communication and decisioning
Requirements
Bachelor or Master Degree in Mathematics, Statistics, Finance, Economics, or Engineering
At least 10 - 15 years of experience with Banking industry or FI or Audit
Highly organized and can prioritize workload and manage multiple responsibilities.
Strong presentation and negotiation skill to form and articulate the opinions and recommendations
Has service mind and positive attitude towards learning new challenge/cross roles
Able to deal and handle difficult situations and work under time constraints
Fluent in Thai and English (Verbal/ Writing)
Remark : The Bank requires the checking and collection of criminal records for candidates of this position in order to verify qualifications and/or disqualifications for the job position in accordance with the Bank’s policy.Additional RequirementsBe a Part of the UOB FamilyUOB is an equal opportunity employer. UOB does not discriminate on the basis of a candidate's age, race, gender, color, religion, sexual orientation, physical or mental disability, or other non-merit factors. All employment decisions at UOB are based on business needs, job requirements and qualifications. If you require any assistance or accommodations to be made for the recruitment process, please inform us when you submit your online application.Apply now and make a Difference
